About ABACUS Financial Services AG

Research-driven perspective on financing, without a product to sell.

We are a small team based in Stuttgart focused on making corporate finance, growth financing, and business lending easier to understand for the people who have to make those decisions.

Our mission

Financing decisions deserve plain explanations.

Founders and finance teams are regularly asked to choose between financing structures they were never taught to evaluate. ABACUS Financial Services AG was formed to close that gap — publishing informational material that explains how corporate finance, growth capital, and business lending actually work in practice.

We are not a bank, a broker, or an investment firm. We do not originate loans, manage funds, or accept deposits. Our website exists to inform, not to transact.

Two colleagues discussing a document over a desk
What guides our work

Our values.

  • Transparency

    We are clear about what this website is and is not. It is a source of information, not a financial service.

  • Neutrality

    We describe financing options on their merits and do not promote any single lender, investor, or product.

  • Rigor

    Our content is reviewed against public market data and standard financing terminology before publication.

  • Accessibility

    We write for founders and finance managers, not only for specialists, so the material stays useful in practice.

Our team

The people behind ABACUS.

A small, focused group with backgrounds in finance research, credit analysis, and business writing.

Portrait of a member of the research team Managing Director

Head of Research

Oversees editorial direction and quality of our corporate finance and lending guides.

Portrait of a member of the credit analysis team Credit Analysis

Lending Structures Lead

Focuses on covenant design, collateral practice, and business lending terminology.

Portrait of a member of the growth financing team Growth Financing

Capital Markets Writer

Covers equity, mezzanine, and revenue-based financing routes for scaling businesses.

A note on scope. ABACUS Financial Services AG publishes informational content only. We do not provide individualised financial advice, do not manage client funds, and do not charge fees for the material on this website. For advice specific to your situation, consult a licensed financial advisor, accountant, or lawyer.